{"id":4030,"date":"2026-06-25T16:06:31","date_gmt":"2026-06-25T09:06:31","guid":{"rendered":"https:\/\/airandseaglobal.vn\/?p=4030"},"modified":"2026-06-25T16:07:30","modified_gmt":"2026-06-25T09:07:30","slug":"phuong-thuc-thanh-toan-tt-la-gi","status":"publish","type":"post","link":"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/","title":{"rendered":"Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT L\u00e0 G\u00ec? Quy Tr\u00ecnh &#038; Ch\u1ee9ng T\u1eeb XNK"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Trong ho\u1ea1t \u0111\u1ed9ng xu\u1ea5t nh\u1eadp kh\u1ea9u, \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh tr\u1ef1c ti\u1ebfp \u0111\u1ebfn d\u00f2ng ti\u1ec1n v\u00e0 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p. B\u00ean c\u1ea1nh c\u00e1c nghi\u1ec7p v\u1ee5 kh\u1ed1ng ch\u1ebf ch\u1ee9ng t\u1eeb ch\u1eb7t ch\u1ebd nh\u01b0 L\/C (Letter of Credit) hay D\/P (Documents Against Payment), thanh to\u00e1n b\u1eb1ng \u0111i\u1ec7n chuy\u1ec3n ti\u1ec1n (TT) \u0111\u01b0\u1ee3c \u01b0u ti\u00ean s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i nh\u1edd th\u1ee7 t\u1ee5c ng\u00e2n h\u00e0ng tinh g\u1ecdn v\u00e0 t\u1ed1c \u0111\u1ed9 lu\u00e2n chuy\u1ec3n v\u1ed1n nhanh.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tuy nhi\u00ean, \u0111\u1eb1ng sau s\u1ef1 \u0111\u01a1n gi\u1ea3n v\u1ec1 m\u1eb7t gi\u1ea5y t\u1edd l\u1ea1i ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro th\u01b0\u01a1ng m\u1ea1i n\u1ebfu c\u00e1c b\u00ean kh\u00f4ng hi\u1ec3u r\u00f5 nghi\u1ec7p v\u1ee5. Vi\u1ec7c n\u1eafm v\u1eefng b\u1ea3n ch\u1ea5t <\/span><b>ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n tt l\u00e0 g\u00ec<\/b><span style=\"font-weight: 400;\"> s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng h\u01a1n tr\u00ean b\u00e0n \u0111\u00e0m ph\u00e1n, tr\u00e1nh t\u00ecnh tr\u1ea1ng \u0111\u00e3 chuy\u1ec3n ti\u1ec1n nh\u01b0ng \u0111\u1ed1i t\u00e1c ch\u1eadm giao h\u00e0ng ho\u1eb7c h\u00e0ng c\u1eadp c\u1ea3ng m\u00e0 ch\u01b0a nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd ph\u00e2n t\u00edch chi ti\u1ebft quy tr\u00ecnh, b\u1ed9 ch\u1ee9ng t\u1eeb h\u1ee3p l\u1ec7 v\u00e0 nh\u1eefng kinh nghi\u1ec7m th\u1ef1c chi\u1ebfn gi\u00fap doanh nghi\u1ec7p l\u00e0m ch\u1ee7 h\u00ecnh th\u1ee9c giao d\u1ecbch n\u00e0y.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c L\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Phuong_Thuc_Thanh_Toan_TT_La_Gi\" >Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT L\u00e0 G\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Cac_Hinh_Thuc_Thanh_Toan_TT_Pho_Bien\" >C\u00e1c H\u00ecnh Th\u1ee9c Thanh To\u00e1n TT Ph\u1ed5 Bi\u1ebfn<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Quy_Trinh_Thanh_Toan_TT_Trong_Xuat_Nhap_Khau\" >Quy Tr\u00ecnh Thanh To\u00e1n TT Trong Xu\u1ea5t Nh\u1eadp Kh\u1ea9u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Ho_So_Va_Chung_Tu_Thanh_Toan_TT_Gom_Nhung_Gi\" >H\u1ed3 S\u01a1 V\u00e0 Ch\u1ee9ng T\u1eeb Thanh To\u00e1n TT G\u1ed3m Nh\u1eefng G\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Uu_Diem_Cua_Phuong_Thuc_Thanh_Toan_TT\" >\u01afu \u0110i\u1ec3m C\u1ee7a Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Nhuoc_Diem_Cua_Phuong_Thuc_Thanh_Toan_TT\" >Nh\u01b0\u1ee3c \u0110i\u1ec3m C\u1ee7a Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#So_Sanh_Thanh_Toan_TT_Voi_Cac_Phuong_Thuc_Thanh_Toan_Quoc_Te_Khac\" >So S\u00e1nh Thanh To\u00e1n TT V\u1edbi C\u00e1c Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n Qu\u1ed1c T\u1ebf Kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Khi_Nao_Nen_Su_Dung_Phuong_Thuc_Thanh_Toan_TT\" >Khi N\u00e0o N\u00ean S\u1eed D\u1ee5ng Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Nhung_Luu_Y_Quan_Trong_Khi_Thanh_Toan_TT\" >Nh\u1eefng L\u01b0u \u00dd Quan Tr\u1ecdng Khi Thanh To\u00e1n TT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/airandseaglobal.vn\/vi\/phuong-thuc-thanh-toan-tt-la-gi\/#Ket_Luan\" >K\u1ebft Lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Phuong_Thuc_Thanh_Toan_TT_La_Gi\"><\/span><b>Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT L\u00e0 G\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n TT (Telegraphic Transfer) hay c\u00f2n g\u1ecdi l\u00e0 chuy\u1ec3n ti\u1ec1n b\u1eb1ng \u0111i\u1ec7n, l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf tr\u1ef1c ti\u1ebfp gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n. Trong \u0111\u00f3, ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi nh\u1eadp kh\u1ea9u s\u1ebd d\u1ef1a tr\u00ean l\u1ec7nh chuy\u1ec3n ti\u1ec1n \u0111\u1ec3 tr\u00edch l\u1eadp t\u00e0i kho\u1ea3n, sau \u0111\u00f3 ph\u00e1t \u0111i\u1ec7n (th\u01b0\u1eddng qua h\u1ec7 th\u1ed1ng SWIFT) y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng \u0111\u1ea1i l\u00fd \u1edf n\u01b0\u1edbc ngo\u00e0i ghi c\u00f3 s\u1ed1 ti\u1ec1n t\u01b0\u01a1ng \u1ee9ng cho ng\u01b0\u1eddi xu\u1ea5t kh\u1ea9u.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea3n ch\u1ea5t c\u1ee7a thanh to\u00e1n TT l\u00e0 s\u1ef1 \u0111\u1ed9c l\u1eadp ho\u00e0n to\u00e0n v\u1edbi h\u1ee3p \u0111\u1ed3ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 b\u1ed9 ch\u1ee9ng t\u1eeb h\u00e0ng h\u00f3a. Ng\u00e2n h\u00e0ng ch\u1ec9 \u0111\u00f3ng vai tr\u00f2 l\u00e0 trung gian th\u1ef1c hi\u1ec7n l\u1ec7nh chuy\u1ec3n ti\u1ec1n \u0111\u1ec3 h\u01b0\u1edfng hoa h\u1ed3ng. H\u1ecd kh\u00f4ng c\u00f3 ngh\u0129a v\u1ee5 ki\u1ec3m tra xem h\u00e0ng h\u00f3a \u0111\u00e3 \u0111\u01b0\u1ee3c giao l\u00ean t\u00e0u hay ch\u01b0a, ho\u1eb7c b\u1ed9 ch\u1ee9ng t\u1eeb c\u00f3 h\u1ee3p l\u1ec7 kh\u00f4ng. \u0110i\u1ec1u n\u00e0y kh\u00e1c bi\u1ec7t ho\u00e0n to\u00e0n v\u1edbi ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n t\u00edn d\u1ee5ng ch\u1ee9ng t\u1eeb (L\/C), n\u01a1i ng\u00e2n h\u00e0ng c\u00f3 tr\u00e1ch nhi\u1ec7m kh\u1ed1ng ch\u1ebf ch\u1ee9ng t\u1eeb.<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-4032\" src=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-300x225.png\" alt=\" Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n TT trong XNK\" width=\"800\" height=\"600\" srcset=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-300x225.png 300w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-1024x768.png 1024w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-768x576.png 768w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-16x12.png 16w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi.png 1448w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n TT trong XNK<\/span><\/i><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cac_Hinh_Thuc_Thanh_Toan_TT_Pho_Bien\"><\/span><b>C\u00e1c H\u00ecnh Th\u1ee9c Thanh To\u00e1n TT Ph\u1ed5 Bi\u1ebfn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u00f9y thu\u1ed9c v\u00e0o th\u1eddi \u0111i\u1ec3m ng\u01b0\u1eddi mua th\u1ef1c hi\u1ec7n l\u1ec7nh chuy\u1ec3n ti\u1ec1n so v\u1edbi th\u1eddi \u0111i\u1ec3m giao h\u00e0ng, nghi\u1ec7p v\u1ee5 TT \u0111\u01b0\u1ee3c chia th\u00e0nh ba h\u00ecnh th\u1ee9c c\u01a1 b\u1ea3n. Vi\u1ec7c l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c n\u00e0o ph\u1ee5 thu\u1ed9c v\u00e0o v\u1ecb th\u1ebf \u0111\u00e0m ph\u00e1n c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Thanh to\u00e1n TT tr\u1ea3 tr\u01b0\u1edbc (T\/T in advance)<\/b><span style=\"font-weight: 400;\"> Ng\u01b0\u1eddi mua ti\u1ebfn h\u00e0nh chuy\u1ec3n ti\u1ec1n cho ng\u01b0\u1eddi b\u00e1n tr\u01b0\u1edbc khi h\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c x\u1ebfp l\u00ean ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn t\u1ea3i. Th\u1ef1c t\u1ebf ng\u00e0nh XNK th\u01b0\u1eddng \u00e1p d\u1ee5ng chia nh\u1ecf t\u1ef7 l\u1ec7, v\u00ed d\u1ee5 TT tr\u1ea3 tr\u01b0\u1edbc 30% \u0111\u1ec3 nh\u00e0 cung c\u1ea5p c\u00f3 v\u1ed1n thu gom h\u00e0ng ho\u1eb7c s\u1ea3n xu\u1ea5t. Ph\u1ea7n n\u00e0y mang l\u1ea1i s\u1ef1 an to\u00e0n cho ng\u01b0\u1eddi b\u00e1n nh\u01b0ng t\u1ea1o ra r\u1ee7i ro m\u1ea5t ti\u1ec1n cho ng\u01b0\u1eddi mua n\u1ebfu \u0111\u1ed1i t\u00e1c kh\u00f4ng giao h\u00e0ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Thanh to\u00e1n TT tr\u1ea3 sau (T\/T after shipment)<\/b><span style=\"font-weight: 400;\"> Ng\u01b0\u1eddi nh\u1eadp kh\u1ea9u ch\u1ec9 thanh to\u00e1n sau khi ng\u01b0\u1eddi b\u00e1n \u0111\u00e3 ho\u00e0n t\u1ea5t vi\u1ec7c giao h\u00e0ng v\u00e0 g\u1eedi b\u1ed9 ch\u1ee9ng t\u1eeb g\u1ed1c (ho\u1eb7c Telex Release). Th\u1eddi h\u1ea1n tr\u1ea3 ti\u1ec1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn c\u1ee5 th\u1ec3 nh\u01b0 30 ng\u00e0y ho\u1eb7c 60 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y v\u1eadn \u0111\u01a1n (B\/L date). H\u00ecnh th\u1ee9c n\u00e0y gi\u00fap ng\u01b0\u1eddi mua ch\u1ee7 \u0111\u1ed9ng ki\u1ec3m so\u00e1t h\u00e0ng h\u00f3a, nh\u01b0ng l\u1ea1i \u0111\u1ea9y r\u1ee7i ro v\u1ec1 ph\u00eda nh\u00e0 xu\u1ea5t kh\u1ea9u.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Thanh to\u00e1n TT tr\u1ea3 ngay (T\/T at sight)<\/b><span style=\"font-weight: 400;\"> Ng\u01b0\u1eddi mua th\u1ef1c hi\u1ec7n l\u1ec7nh chuy\u1ec3n ti\u1ec1n ngay khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o giao h\u00e0ng v\u00e0 b\u1ea3n sao (copy) c\u1ee7a b\u1ed9 ch\u1ee9ng t\u1eeb qua email. Sau khi nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n, ng\u01b0\u1eddi b\u00e1n m\u1edbi ti\u1ebfn h\u00e0nh g\u1eedi ch\u1ee9ng t\u1eeb g\u1ed1c qua chuy\u1ec3n ph\u00e1t nhanh ho\u1eb7c gi\u1ea3i ph\u00f3ng h\u00e0ng b\u1eb1ng \u0111i\u1ec7n (Surrendered B\/L). C\u00e1ch n\u00e0y c\u00e2n b\u1eb1ng r\u1ee7i ro kh\u00e1 t\u1ed1t cho c\u1ea3 hai b\u00ean.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Quy_Trinh_Thanh_Toan_TT_Trong_Xuat_Nhap_Khau\"><\/span><b>Quy Tr\u00ecnh Thanh To\u00e1n TT Trong Xu\u1ea5t Nh\u1eadp Kh\u1ea9u<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Quy tr\u00ecnh thanh to\u00e1n b\u1eb1ng \u0111i\u1ec7n chuy\u1ec3n ti\u1ec1n di\u1ec5n ra t\u01b0\u01a1ng \u0111\u1ed1i tinh g\u1ecdn. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c b\u01b0\u1edbc thao t\u00e1c th\u1ef1c t\u1ebf m\u00e0 doanh nghi\u1ec7p XNK c\u1ea7n n\u1eafm r\u00f5:<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 1: Hai b\u00ean \u0111\u00e0m ph\u00e1n v\u00e0 k\u00fd k\u1ebft h\u1ee3p <\/span><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/thuvienphapluat.vn\/hoi-dap-phap-luat\/hop-dong-ngoai-thuong-la-gi-mau-hop-dong-ngoai-thuong-moi-nhat-2023-138005500.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u0111\u1ed3ng ngo\u1ea1i th\u01b0\u01a1ng<\/span><\/a><\/span><span style=\"font-weight: 400;\">. Trong h\u1ee3p \u0111\u1ed3ng ghi r\u00f5 \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n (Payment Terms) l\u00e0 T\/T, t\u1ef7 l\u1ec7 thanh to\u00e1n v\u00e0 th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng th\u1ee5 h\u01b0\u1edfng.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 2: Ng\u01b0\u1eddi xu\u1ea5t kh\u1ea9u ti\u1ebfn h\u00e0nh chu\u1ea9n b\u1ecb h\u00e0ng h\u00f3a, booking t\u00e0u v\u00e0 \u0111\u00f3ng h\u00e0ng \u0111\u1ec3 giao cho \u0111\u01a1n v\u1ecb v\u1eadn t\u1ea3i. Sau \u0111\u00f3, l\u1eadp b\u1ed9 ch\u1ee9ng t\u1eeb xu\u1ea5t kh\u1ea9u (Invoice, Packing List, Bill of Lading, C\/O) g\u1eedi cho ng\u01b0\u1eddi mua. T\u00f9y theo th\u1ecfa thu\u1eadn tr\u1ea3 tr\u01b0\u1edbc hay tr\u1ea3 sau m\u00e0 b\u01b0\u1edbc giao h\u00e0ng n\u00e0y di\u1ec5n ra tr\u01b0\u1edbc ho\u1eb7c sau b\u01b0\u1edbc chuy\u1ec3n ti\u1ec1n.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 3: Ng\u01b0\u1eddi nh\u1eadp kh\u1ea9u l\u1eadp L\u1ec7nh chuy\u1ec3n ti\u1ec1n, mang h\u1ee3p \u0111\u1ed3ng v\u00e0 h\u00f3a \u0111\u01a1n ra ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 m\u00ecnh \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c thanh to\u00e1n. Ng\u01b0\u1eddi mua y\u00eau c\u1ea7u tr\u00edch ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ngo\u1ea1i t\u1ec7 ho\u1eb7c n\u1ed9p VND \u0111\u1ec3 mua ngo\u1ea1i t\u1ec7 chuy\u1ec3n \u0111i.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 4: Ng\u00e2n h\u00e0ng chuy\u1ec3n ti\u1ec1n (Remitting Bank) ki\u1ec3m tra h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7, ti\u1ebfn h\u00e0nh tr\u00edch t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi mua. Sau \u0111\u00f3, ng\u00e2n h\u00e0ng g\u1eedi \u0111i\u1ec7n <\/span><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/vi.wikipedia.org\/wiki\/SWIFT\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">SWIFT<\/span><\/a><\/span><span style=\"font-weight: 400;\"> sang ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 ng\u01b0\u1eddi b\u00e1n (Advising Bank).<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u01b0\u1edbc 5: Ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 ng\u01b0\u1eddi b\u00e1n nh\u1eadn \u0111\u01b0\u1ee3c \u0111i\u1ec7n SWIFT s\u1ebd ti\u1ebfn h\u00e0nh ghi c\u00f3 s\u1ed1 ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a nh\u00e0 xu\u1ea5t kh\u1ea9u v\u00e0 g\u1eedi gi\u1ea5y b\u00e1o c\u00f3.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-4031 size-full\" title=\"M\u00f4 h\u00ecnh thanh to\u00e1n TT\" src=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/mo-hinh-phuong-thuc-thanh-toan-tt.jpg\" alt=\"M\u00f4 h\u00ecnh thanh to\u00e1n TT\" width=\"700\" height=\"394\" srcset=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/mo-hinh-phuong-thuc-thanh-toan-tt.jpg 700w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/mo-hinh-phuong-thuc-thanh-toan-tt-300x169.jpg 300w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/mo-hinh-phuong-thuc-thanh-toan-tt-18x10.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">M\u00f4 h\u00ecnh thanh to\u00e1n TT<\/span><\/i><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Xem th\u00eam: <\/span><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/airandseaglobal.vn\/vi\/dich-vu-logistics-cho-doanh-nghiep-xuat-khau-toi-uu-chi-phi\/\"><span style=\"font-weight: 400;\">D\u1ecbch v\u1ee5 logistics cho doanh nghi\u1ec7p xu\u1ea5t kh\u1ea9u \u2013 t\u1ed1i \u01b0u chi ph\u00ed<\/span><\/a><\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ho_So_Va_Chung_Tu_Thanh_Toan_TT_Gom_Nhung_Gi\"><\/span><b>H\u1ed3 S\u01a1 V\u00e0 Ch\u1ee9ng T\u1eeb Thanh To\u00e1n TT G\u1ed3m Nh\u1eefng G\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 ng\u00e2n h\u00e0ng ch\u1ea5p nh\u1eadn b\u00e1n ngo\u1ea1i t\u1ec7 v\u00e0 th\u1ef1c hi\u1ec7n l\u1ec7nh chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf, doanh nghi\u1ec7p nh\u1eadp kh\u1ea9u ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c m\u1ee5c \u0111\u00edch giao d\u1ecbch l\u00e0 h\u1ee3p ph\u00e1p. Theo quy \u0111\u1ecbnh qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i, b\u1ed9 ch\u1ee9ng t\u1eeb tr\u00ecnh ng\u00e2n h\u00e0ng th\u01b0\u1eddng bao g\u1ed3m:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi thanh to\u00e1n tr\u1ea3 tr\u01b0\u1edbc: Doanh nghi\u1ec7p c\u1ea7n cung c\u1ea5p H\u1ee3p \u0111\u1ed3ng ngo\u1ea1i th\u01b0\u01a1ng (Commercial Contract) v\u00e0 H\u00f3a \u0111\u01a1n chi\u1ebfu l\u1ec7 (Proforma Invoice). Sau khi h\u00e0ng v\u1ec1 v\u00e0 th\u00f4ng quan xong, doanh nghi\u1ec7p ph\u1ea3i n\u1ed9p b\u1ed5 sung T\u1edd khai h\u1ea3i quan nh\u1eadp kh\u1ea9u (b\u1ea3n \u0111i\u1ec7n t\u1eed \u0111\u00e3 th\u00f4ng quan) v\u00e0 V\u1eadn \u0111\u01a1n \u0111\u1ec3 ng\u00e2n h\u00e0ng \u0111\u1ed1i so\u00e1t v\u00e0 \u0111\u00f3ng h\u1ed3 s\u01a1 tr\u1ea3 tr\u01b0\u1edbc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi thanh to\u00e1n tr\u1ea3 sau: B\u1ed9 h\u1ed3 s\u01a1 y\u00eau c\u1ea7u \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ch\u1eb7t ch\u1ebd h\u01a1n. Doanh nghi\u1ec7p c\u1ea7n chu\u1ea9n b\u1ecb H\u1ee3p \u0111\u1ed3ng, H\u00f3a \u0111\u01a1n th\u01b0\u01a1ng m\u1ea1i (Commercial Invoice), V\u1eadn \u0111\u01a1n (Bill of Lading \/ Airway Bill). \u0110\u1eb7c bi\u1ec7t, b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 T\u1edd khai h\u1ea3i quan nh\u1eadp kh\u1ea9u \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00f4ng quan.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ra, nh\u00e2n s\u1ef1 XNK c\u1ea7n \u0111i\u1ec1n \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u00e0o L\u1ec7nh chuy\u1ec3n ti\u1ec1n theo m\u1eabu c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng. Ph\u1ea3i ki\u1ec3m tra k\u1ef9 m\u00e3 SWIFT Code, t\u00ean ng\u00e2n h\u00e0ng th\u1ee5 h\u01b0\u1edfng, s\u1ed1 t\u00e0i kho\u1ea3n v\u00e0 \u0111\u1ecbnh tuy\u1ebfn (Routing number n\u1ebfu c\u00f3) \u0111\u1ec3 tr\u00e1nh vi\u1ec7c ti\u1ec1n b\u1ecb treo ho\u1eb7c ho\u00e0n tr\u1ea3.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Uu_Diem_Cua_Phuong_Thuc_Thanh_Toan_TT\"><\/span><b>\u01afu \u0110i\u1ec3m C\u1ee7a Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a T\/T trong giao d\u1ecbch B2B xu\u1ea5t ph\u00e1t t\u1eeb nh\u1eefng l\u1ee3i \u00edch th\u1ef1c ti\u1ec5n m\u00e0 n\u00f3 mang l\u1ea1i cho c\u1ea3 kh\u00e2u ch\u1ee9ng t\u1eeb l\u1eabn d\u00f2ng ti\u1ec1n doanh nghi\u1ec7p.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u1eed l\u00fd giao d\u1ecbch nhanh ch\u00f3ng: Nh\u1edd h\u1ec7 th\u1ed1ng \u0111i\u1ec7n SWIFT, ti\u1ec1n th\u01b0\u1eddng n\u1ed5i trong t\u00e0i kho\u1ea3n ng\u01b0\u1eddi b\u00e1n ch\u1ec9 t\u1eeb 1 \u0111\u1ebfn 3 ng\u00e0y l\u00e0m vi\u1ec7c. \u0110i\u1ec1u n\u00e0y gi\u00fap \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 l\u00e0m h\u00e0ng v\u00e0 h\u1ea1n ch\u1ebf th\u1eddi gian l\u01b0u kho.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chi ph\u00ed giao d\u1ecbch ng\u00e2n h\u00e0ng th\u1ea5p: So v\u1edbi vi\u1ec7c m\u1edf L\/C ph\u1ea3i ch\u1ecbu ph\u00ed m\u1edf, ph\u00ed tu ch\u1ec9nh, ph\u00ed ch\u1ea5p nh\u1eadn thanh to\u00e1n, th\u00ec ph\u00ed chuy\u1ec3n ti\u1ec1n TT r\u1ebb h\u01a1n \u0111\u00e1ng k\u1ec3. Vi\u1ec7c n\u00e0y gi\u00fap doanh nghi\u1ec7p gi\u1ea3m \u00e1p l\u1ef1c chi ph\u00ed trong c\u00e1c \u0111\u01a1n h\u00e0ng bi\u00ean \u0111\u1ed9 l\u1ee3i nhu\u1eadn m\u1ecfng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u1ee7 t\u1ee5c ch\u1ee9ng t\u1eeb \u0111\u01a1n gi\u1ea3n: Ng\u00e2n h\u00e0ng kh\u00f4ng tham gia v\u00e0o vi\u1ec7c ki\u1ec3m tra s\u1ef1 sai s\u00f3t c\u1ee7a ch\u1ee9ng t\u1eeb h\u00e0ng h\u00f3a. Hai b\u00ean mua b\u00e1n c\u00f3 th\u1ec3 linh \u0111\u1ed9ng x\u1eed l\u00fd l\u1ed7i ch\u00ednh t\u1ea3 tr\u00ean Invoice, Packing List m\u00e0 kh\u00f4ng s\u1ee3 b\u1ecb ng\u00e2n h\u00e0ng tr\u1eeb ph\u00ed b\u1ea5t h\u1ee3p l\u1ec7 nh\u01b0 trong ph\u01b0\u01a1ng th\u1ee9c L\/C.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nhuoc_Diem_Cua_Phuong_Thuc_Thanh_Toan_TT\"><\/span><b>Nh\u01b0\u1ee3c \u0110i\u1ec3m C\u1ee7a Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh s\u1ef1 linh ho\u1ea1t, nghi\u1ec7p v\u1ee5 TT ti\u1ec1m \u1ea9n \u0111\u1ed9 r\u1ee7i ro t\u00edn d\u1ee5ng r\u1ea5t l\u1edbn, \u0111\u00f2i h\u1ecfi b\u1ed9 ph\u1eadn mua h\u00e0ng v\u00e0 xu\u1ea5t kh\u1ea9u ph\u1ea3i \u0111\u00e1nh gi\u00e1 k\u1ef9 n\u0103ng l\u1ef1c \u0111\u1ed1i t\u00e1c.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ef1 b\u1ea5t l\u1ee3i s\u1ebd nghi\u00eang h\u1eb3n v\u1ec1 m\u1ed9t ph\u00eda: N\u1ebfu TT tr\u1ea3 tr\u01b0\u1edbc, ng\u01b0\u1eddi mua \u0111\u1ed1i m\u1eb7t v\u1edbi nguy c\u01a1 nh\u00e0 cung c\u1ea5p l\u1eeba \u0111\u1ea3o, giao h\u00e0ng k\u00e9m ch\u1ea5t l\u01b0\u1ee3ng ho\u1eb7c tr\u00ec ho\u00e3n giao h\u00e0ng. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu TT tr\u1ea3 sau, nh\u00e0 xu\u1ea5t kh\u1ea9u c\u00f3 nguy c\u01a1 m\u1ea5t tr\u1eafng h\u00e0ng h\u00f3a n\u1ebfu ng\u01b0\u1eddi mua nh\u1eadn h\u00e0ng xong nh\u01b0ng ch\u00e2y \u00ec kh\u00f4ng ch\u1ecbu thanh to\u00e1n.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ho\u00e0n to\u00e0n mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi r\u1ee7i ro th\u01b0\u01a1ng m\u1ea1i. H\u1ecd ch\u1ec9 \u0111\u00f3ng vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi b\u1ed1c x\u1ebfp d\u00f2ng ti\u1ec1n theo l\u1ec7nh. N\u1ebfu c\u00f3 tranh ch\u1ea5p x\u1ea3y ra v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng, s\u1ed1 l\u01b0\u1ee3ng h\u00e0ng h\u00f3a t\u1ea1i c\u1ea3ng, hai b\u00ean ph\u1ea3i t\u1ef1 t\u1ef1 gi\u1ea3i quy\u1ebft theo h\u1ee3p \u0111\u1ed3ng mua b\u00e1n ho\u1eb7c nh\u1edd tr\u1ecdng t\u00e0i kinh t\u1ebf.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"So_Sanh_Thanh_Toan_TT_Voi_Cac_Phuong_Thuc_Thanh_Toan_Quoc_Te_Khac\"><\/span><b>So S\u00e1nh Thanh To\u00e1n TT V\u1edbi C\u00e1c Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n Qu\u1ed1c T\u1ebf Kh\u00e1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 gi\u00fap doanh nghi\u1ec7p c\u00f3 g\u00f3c nh\u00ecn tr\u1ef1c di\u1ec7n khi l\u1ef1a ch\u1ecdn \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh c\u01a1 b\u1ea3n gi\u1eefa TT v\u00e0 hai ph\u01b0\u01a1ng th\u1ee9c ph\u1ed5 bi\u1ebfn kh\u00e1c l\u00e0 L\/C (T\u00edn d\u1ee5ng ch\u1ee9ng t\u1eeb) v\u00e0 D\/P (Nh\u1edd thu tr\u1ea3 ngay).<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Ti\u00eau ch\u00ed<\/b><\/td>\n<td><b>TT (Chuy\u1ec3n ti\u1ec1n b\u1eb1ng \u0111i\u1ec7n)\u00a0<\/b><\/td>\n<td><b>L\/C (T\u00edn d\u1ee5ng ch\u1ee9ng t\u1eeb)\u00a0<\/b><\/td>\n<td><b>D\/P (Nh\u1edd thu tr\u1ea3 ngay)\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vai tr\u00f2 ng\u00e2n h\u00e0ng\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ec9 l\u00e0 trung gian chuy\u1ec3n ti\u1ec1n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0110\u1ee9ng ra b\u1ea3o l\u00e3nh thanh to\u00e1n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trung gian thu h\u1ed9, kh\u1ed1ng ch\u1ebf ch\u1ee9ng t\u1eeb\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">M\u1ee9c \u0111\u1ed9 r\u1ee7i ro\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">R\u1ea5t cao (T\u00f9y thu\u1ed9c v\u00e0o vi\u1ec7c tr\u1ea3 tr\u01b0\u1edbc hay sau)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">R\u1ea5t th\u1ea5p (Ng\u00e2n h\u00e0ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trung b\u00ecnh (Ng\u01b0\u1eddi mua ph\u1ea3i tr\u1ea3 ti\u1ec1n m\u1edbi l\u1ea5y \u0111\u01b0\u1ee3c D\/O)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chi ph\u00ed d\u1ecbch v\u1ee5\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Th\u1ea5p<\/span><\/td>\n<td><span style=\"font-weight: 400;\">R\u1ea5t cao\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trung b\u00ecnh\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Th\u1ee7 t\u1ee5c ch\u1ee9ng t\u1eeb\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0110\u01a1n gi\u1ea3n, hai b\u00ean t\u1ef1 th\u1ecfa thu\u1eadn<\/span><\/td>\n<td><span style=\"font-weight: 400;\">R\u1ea5t ph\u1ee9c t\u1ea1p, ki\u1ec3m tra nghi\u00eam ng\u1eb7t<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ph\u1ee9c t\u1ea1p v\u1eeba ph\u1ea3i<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khi_Nao_Nen_Su_Dung_Phuong_Thuc_Thanh_Toan_TT\"><\/span><b>Khi N\u00e0o N\u00ean S\u1eed D\u1ee5ng Ph\u01b0\u01a1ng Th\u1ee9c Thanh To\u00e1n TT?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Th\u1ef1c t\u1ebf nghi\u1ec7p v\u1ee5 th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf cho th\u1ea5y, TT mang l\u1ea1i t\u1ed1c \u0111\u1ed9 lu\u00e2n chuy\u1ec3n v\u1ed1n nhanh nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00e0 gi\u1ea3i ph\u00e1p an to\u00e0n \u0111\u1ec3 \u00e1p d\u1ee5ng \u0111\u1ea1i tr\u00e0. \u0110\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro m\u1ea5t h\u00e0ng ho\u1eb7c \u0111\u1ecdng v\u1ed1n, doanh nghi\u1ec7p ch\u1ec9 n\u00ean ch\u1ed1t \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n n\u00e0y trong c\u00e1c k\u1ecbch b\u1ea3n c\u1ee5 th\u1ec3 sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Giao d\u1ecbch v\u1edbi \u0111\u1ed1i t\u00e1c uy t\u00edn ho\u1eb7c n\u1ed9i b\u1ed9 doanh nghi\u1ec7p:<\/b><span style=\"font-weight: 400;\"> Khi hai b\u00ean \u0111\u00e3 c\u00f3 l\u1ecbch s\u1eed l\u00e0m \u0103n l\u00e2u n\u0103m v\u00e0 m\u1ee9c \u0111\u1ed9 tin t\u01b0\u1edfng cao, vi\u1ec7c d\u00f9ng TT s\u1ebd gi\u00fap l\u01b0\u1ee3c b\u1ecf c\u00e1c th\u1ee7 t\u1ee5c ng\u00e2n h\u00e0ng r\u01b0\u1eddm r\u00e0, \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 xu\u1ea5t h\u00e0ng. H\u00ecnh th\u1ee9c n\u00e0y \u0111\u1eb7c bi\u1ec7t ph\u1ed5 bi\u1ebfn trong c\u00e1c giao d\u1ecbch n\u1ed9i b\u1ed9 gi\u1eefa c\u00f4ng ty m\u1eb9 v\u00e0 chi nh\u00e1nh, ho\u1eb7c gi\u1eefa c\u00e1c \u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng nguy\u00ean t\u1eafc d\u00e0i h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00e1c \u0111\u01a1n h\u00e0ng c\u00f3 gi\u00e1 tr\u1ecb nh\u1ecf:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu gi\u00e1 tr\u1ecb l\u00f4 h\u00e0ng ch\u1ec9 dao \u0111\u1ed9ng \u1edf m\u1ee9c v\u00e0i ngh\u00ecn USD, vi\u1ec7c y\u00eau c\u1ea7u m\u1edf L\/C l\u00e0 kh\u00f4ng th\u1ef1c t\u1ebf v\u00ec ph\u00ed d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng qu\u00e1 cao so v\u1edbi bi\u00ean \u0111\u1ed9 l\u1ee3i nhu\u1eadn. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, thanh to\u00e1n TT l\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00fd nh\u1ea5t \u0111\u1ec3 t\u1ed1i \u01b0u chi ph\u00ed v\u1eadn h\u00e0nh cho c\u1ea3 ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1ecb tr\u01b0\u1eddng nghi\u00eang v\u1ec1 ph\u00eda ng\u01b0\u1eddi b\u00e1n:<\/b><span style=\"font-weight: 400;\"> \u0110\u1ed1i v\u1edbi nh\u1eefng m\u1eb7t h\u00e0ng \u0111ang khan hi\u1ebfm, nguy\u00ean v\u1eadt li\u1ec7u \u0111\u1eb7c th\u00f9 ho\u1eb7c nh\u00e0 xu\u1ea5t kh\u1ea9u c\u00f3 v\u1ecb th\u1ebf \u0111\u1ed9c quy\u1ec1n, quy\u1ec1n quy\u1ebft \u0111\u1ecbnh \u0111i\u1ec1u kho\u1ea3n s\u1ebd thu\u1ed9c v\u1ec1 h\u1ecd. L\u00fac n\u00e0y, ng\u01b0\u1eddi nh\u1eadp kh\u1ea9u bu\u1ed9c ph\u1ea3i ch\u1ea5p nh\u1eadn r\u1ee7i ro s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c TT tr\u1ea3 tr\u01b0\u1edbc \u0111\u1ec3 gi\u00e0nh \u0111\u01b0\u1ee3c quy\u1ec1n mua h\u00e0ng v\u00e0 \u0111\u1ea3m b\u1ea3o ti\u1ebfn \u0111\u1ed9 s\u1ea3n xu\u1ea5t.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-4033 size-full\" title=\"Thanh to\u00e1n TT l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u cho \u0111\u01a1n h\u00e0ng gi\u00e1 tr\u1ecb nh\u1ecf\" src=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-trong-hoat-dong-XNK.jpg\" alt=\"Thanh to\u00e1n TT l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u cho \u0111\u01a1n h\u00e0ng gi\u00e1 tr\u1ecb nh\u1ecf\" width=\"700\" height=\"394\" srcset=\"https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-trong-hoat-dong-XNK.jpg 700w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-trong-hoat-dong-XNK-300x169.jpg 300w, https:\/\/airandseaglobal.vn\/wp-content\/uploads\/2026\/06\/phuong-thuc-thanh-toan-tt-la-gi-trong-hoat-dong-XNK-18x10.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Thanh to\u00e1n TT l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u cho \u0111\u01a1n h\u00e0ng gi\u00e1 tr\u1ecb nh\u1ecf<\/span><\/i><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nhung_Luu_Y_Quan_Trong_Khi_Thanh_Toan_TT\"><\/span><b>Nh\u1eefng L\u01b0u \u00dd Quan Tr\u1ecdng Khi Thanh To\u00e1n TT<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u1edbi kinh nghi\u1ec7m x\u1eed l\u00fd h\u00e0ng ngh\u00ecn l\u00f4 h\u00e0ng xu\u1ea5t nh\u1eadp kh\u1ea9u, Air &amp; Sea Global khuy\u1ebfn ngh\u1ecb doanh nghi\u1ec7p c\u1ea7n thi\u1ebft l\u1eadp c\u00e1c ch\u1ed1t ch\u1eb7n ki\u1ec3m so\u00e1t khi s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c TT.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ki\u1ec3m tra ch\u00e9o th\u00f4ng tin t\u00e0i kho\u1ea3n:<\/b><span style=\"font-weight: 400;\"> T\u00ecnh tr\u1ea1ng hacker x\u00e2m nh\u1eadp email doanh nghi\u1ec7p, s\u1eeda \u0111\u1ed5i th\u00f4ng tin ng\u00e2n h\u00e0ng th\u1ee5 h\u01b0\u1edfng tr\u00ean H\u00f3a \u0111\u01a1n th\u01b0\u01a1ng m\u1ea1i (Proforma Invoice) \u0111ang di\u1ec5n ra r\u1ea5t ph\u1ed5 bi\u1ebfn. Tr\u01b0\u1edbc khi l\u00e0m l\u1ec7nh chuy\u1ec3n ti\u1ec1n, b\u1ed9 ph\u1eadn mua h\u00e0ng ph\u1ea3i g\u1ecdi \u0111i\u1ec7n tr\u1ef1c ti\u1ebfp ho\u1eb7c video call v\u1edbi \u0111\u1ed1i t\u00e1c \u0111\u1ec3 x\u00e1c nh\u1eadn l\u1ea1i ch\u00ednh x\u00e1c s\u1ed1 t\u00e0i kho\u1ea3n v\u00e0 t\u00ean ng\u00e2n h\u00e0ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00c1p d\u1ee5ng t\u1ef7 l\u1ec7 thanh to\u00e1n an to\u00e0n:<\/b><span style=\"font-weight: 400;\"> Kh\u00f4ng n\u00ean tr\u1ea3 tr\u01b0\u1edbc 100% gi\u00e1 tr\u1ecb l\u00f4 h\u00e0ng n\u1ebfu ch\u01b0a t\u1eebng giao d\u1ecbch. C\u00e1ch t\u1ed1i \u01b0u nh\u1ea5t l\u00e0 TT tr\u1ea3 tr\u01b0\u1edbc 30% l\u00e0m ti\u1ec1n c\u1ecdc s\u1ea3n xu\u1ea5t. Ph\u1ea7n 70% c\u00f2n l\u1ea1i ch\u1ec9 thanh to\u00e1n khi nh\u00e0 cung c\u1ea5p g\u1eedi b\u1ea3n copy c\u1ee7a V\u1eadn \u0111\u01a1n (B\/L) v\u00e0 c\u00e1c ch\u1ee9ng t\u1eeb ki\u1ec3m \u0111\u1ecbnh ch\u1ea5t l\u01b0\u1ee3ng (n\u1ebfu c\u00f3).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ki\u1ec3m so\u00e1t b\u1ed9 ch\u1ee9ng t\u1eeb v\u1eadn t\u1ea3i:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu b\u1ea1n l\u00e0 nh\u00e0 xu\u1ea5t kh\u1ea9u v\u00e0 ch\u1ea5p nh\u1eadn cho kh\u00e1ch h\u00e0ng TT tr\u1ea3 sau, h\u00e3y l\u01b0u \u00fd gi\u1eef l\u1ea1i V\u1eadn \u0111\u01a1n g\u1ed1c (Original B\/L). Y\u00eau c\u1ea7u h\u00e3ng t\u00e0u kh\u00f4ng ph\u00e1t h\u00e0nh Surrendered B\/L ho\u1eb7c Seaway Bill cho \u0111\u1ebfn khi ti\u1ec1n n\u1ed5i trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n. \u0110\u00e2y l\u00e0 ch\u1ed1t ch\u1eb7n cu\u1ed1i c\u00f9ng \u0111\u1ec3 gi\u1eef quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t h\u00e0ng h\u00f3a t\u1ea1i c\u1ea3ng \u0111\u00edch.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Xem th\u00eam: <\/span><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/airandseaglobal.vn\/vi\/swb-la-gi\/\"><span style=\"font-weight: 400;\">SWB l\u00e0 g\u00ec? Ph\u00e2n bi\u1ec7t Sea Waybill v\u00e0 B\/L chi ti\u1ebft 2026<\/span><\/a><\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ket_Luan\"><\/span><b>K\u1ebft Lu\u1eadn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1eafm r\u00f5 <\/span><b>ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n tt l\u00e0 g\u00ec<\/b><span style=\"font-weight: 400;\"> gi\u00fap doanh nghi\u1ec7p c\u00f3 c\u01a1 s\u1edf v\u1eefng ch\u1eafc \u0111\u1ec3 \u0111\u00e0m ph\u00e1n h\u1ee3p \u0111\u1ed3ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 l\u1ee3i nh\u1ea5t. S\u1ef1 nhanh g\u1ecdn, ti\u1ebft ki\u1ec7m chi ph\u00ed khi\u1ebfn TT tr\u1edf th\u00e0nh l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u c\u1ee7a c\u00e1c doanh nghi\u1ec7p SME trong ng\u00e0nh xu\u1ea5t nh\u1eadp kh\u1ea9u. Tuy nhi\u00ean, t\u00ednh ch\u1ea5t \u0111\u1ed9c l\u1eadp gi\u1eefa vi\u1ec7c giao ch\u1ee9ng t\u1eeb v\u00e0 d\u00f2ng ti\u1ec1n \u0111\u00f2i h\u1ecfi b\u1ed9 ph\u1eadn Mua h\u00e0ng, XNK ph\u1ea3i s\u00e0ng l\u1ecdc \u0111\u1ed1i t\u00e1c k\u1ef9 l\u01b0\u1ee1ng v\u00e0 theo s\u00e1t ti\u1ebfn \u0111\u1ed9 v\u1eadn t\u1ea3i.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vi\u1ec7c \u0111\u1ed3ng b\u1ed9 gi\u1eefa \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n ng\u00e2n h\u00e0ng v\u00e0 \u0111i\u1ec1u ki\u1ec7n giao h\u00e0ng (Incoterms) l\u00e0 k\u1ef9 n\u0103ng th\u1ef1c chi\u1ebfn quan tr\u1ecdng. Khi h\u1ee3p t\u00e1c c\u00f9ng c\u00e1c \u0111\u01a1n v\u1ecb logistics chuy\u00ean nghi\u1ec7p nh\u01b0 <\/span><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/airandseaglobal.vn\/vi\/\"><span style=\"font-weight: 400;\">Air &amp; Sea Global<\/span><\/a><\/span><span style=\"font-weight: 400;\">, doanh nghi\u1ec7p s\u1ebd \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ph\u01b0\u01a1ng \u00e1n kh\u1edbp n\u1ed1i nh\u1ecbp nh\u00e0ng gi\u1eefa ti\u1ebfn \u0111\u1ed9 l\u00e0m th\u1ee7 t\u1ee5c h\u1ea3i quan, th\u1eddi \u0111i\u1ec3m ph\u00e1t h\u00e0nh v\u1eadn \u0111\u01a1n v\u00e0 th\u1eddi \u0111i\u1ec3m chuy\u1ec3n ti\u1ec1n, gi\u00fap ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c ki\u1ec3m so\u00e1t r\u1ee7i ro to\u00e0n chu\u1ed7i cung \u1ee9ng.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong ho\u1ea1t \u0111\u1ed9ng xu\u1ea5t nh\u1eadp kh\u1ea9u, \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh tr\u1ef1c ti\u1ebfp \u0111\u1ebfn d\u00f2ng ti\u1ec1n v\u00e0 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p. B\u00ean c\u1ea1nh c\u00e1c nghi\u1ec7p v\u1ee5 kh\u1ed1ng ch\u1ebf ch\u1ee9ng t\u1eeb ch\u1eb7t ch\u1ebd nh\u01b0 L\/C (Letter of Credit) hay D\/P (Documents Against Payment), thanh to\u00e1n b\u1eb1ng \u0111i\u1ec7n chuy\u1ec3n [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"acf":[],"_links":{"self":[{"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/posts\/4030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/comments?post=4030"}],"version-history":[{"count":3,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/posts\/4030\/revisions"}],"predecessor-version":[{"id":4036,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/posts\/4030\/revisions\/4036"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/media\/4032"}],"wp:attachment":[{"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/media?parent=4030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/categories?post=4030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/airandseaglobal.vn\/vi\/wp-json\/wp\/v2\/tags?post=4030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}